Loan Forgiveness

National Health Service Corps Loan Repayment Program

The National Health Service Corps Loan Repayment Program (NHSC LRP) offers fully trained and licensed clinical social workers $50,000 to repay student loans in exchange for two years serving in a community based site in a high-need Health Professional Shortage Area (HPSA) that has applied to, and been approved by, the NHSC as a service site.

Public Service Loan Forgiveness

Public Service Loan Forgiveness is a loan forgiveness program targeted at students who pursue public service careers and who have high debt but not high income. Generally this program is available to anyone who works in a non-profit organization. Debt forgiveness is available for Stafford Loans, Federal Direct Plus Loans and Grad Plus Loans. For more information, please visit these web sites:

Equal Justice Works

Equal Justice Works has a resource page for student debt relief.

Income-Based Repayment Resources

IBRinfo.org has information and tools for students to apply for Income-Based Repayment and update their income online. They also offer an IBR calculator. 

Indian Health Services (IHS) Loan Repayment Program

MSW prepared clinical social workers, employed by the IHS, are eligible to apply for the IHS Loan Repayment Program. For more information, visit the IHS website.

The Indian Health Service (IHS) Public Health Professions (PHP) are responsible for addressing the health needs of over 1.8 million American Indians and Alaska Natives in a network of 48 hospitals, more than 230 clinics, and a system of Tribal and Urban programs. As part of the US Department of Health and Human Services Their mission is to raise the physical, mental, social and spiritual health of this diverse population to the highest level. To contact the social work recruiter call 301 443 4754

Army National Guard Loan Repayment Program for Clinical Social Workers

The Army National Guard is a part-time service that requires one week-end a month and 15 days of annual training each year from October to October and has a flexible training program that can fit individual's schedules. The Massachusetts Army National Guard's Medical Detachment is located Hanscom Air Force Base in Lexington, MA. For those students who will be leaving Massachusetts, positions exist in other States.

Additionally, the Guard provides Federal Loan Repayments up to $60,000 ($20,000 a year for three years), Special Bonus of $45,000 ($15,000 a year for three years), $400,000 life insurance, Tri-Care Medical Coverage, PX and Commissary Privileges. Upon completion of 20 years service in the Guard, you would receive a Military Pension at age 60 and be entitled to receive all Military Retiree benefits, to include Health Care. Appointees should attend an Officer Basic Course within 18-24 months of joining the Guard at Fort Sam Houston, TX

For more information contact Joseph Guerriero at 571-641-9032 or at jguerriero@mpscrc.com

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